Insights

Many Australians don't realise they may be able to access their super before they retire. In this article, Megan Mann explains how Transition to Retirement pensions work, the rules to be aware of, and why they can be a valuable planning tool in the years leading up to retirement. 

For many farming families, passing the farm to the next generation isn't the hard part; it's ensuring Mum and Dad remain financially secure afterwards. This article explores how Centrelink gifting rules can affect Age Pension eligibility and why planning ahead may open up more options. 

Why would anyone voluntarily take money out of super and put it straight back in? Megan Mann explains the strategy behind this seemingly backwards move and the tax and estate planning benefits it may create for the right person. 

The end of residential property borrowing through SMSFs marks a significant shift in Australia's investment landscape. Megan Mann examines what's changed, why it matters, and how investors can adapt their long-term wealth strategies with confidence. 

Budgets shouldn’t just sit in spreadsheets; they should drive action. At PKF, our local business advisers help business owners, CFOs, and finance managers turn numbers into practical plans that propel your future.

Many Australian businesses create budgets simply because it’s considered best practice, allowing them to meet bank compliance requirements.

There’s a common and costly misconception that when your superannuation is passed on to your children, it’s entirely tax-free. Unfortunately, that’s not true if your children are adults and considered non-dependents for tax purposes.

Understanding how death benefit tax works and how to reduce it is a crucial part of estate and retirement planning.

As retirement approaches, your superannuation becomes a strategic asset. Whether you're still working or ready to retire fully, understanding how to manage your super effectively can boost your income, reduce tax, and even benefit your family in the long run.

If your business still relies on "trading name" that hasn’t been transitioned to a formal business name, urgent action is required. From 1 November 2025, the Australian Securities and Investments Commission (ASIC) will permanently remove all unregistered trading names from the Australian Business Register (ABR). This change will affect how your business appears to customers, suppliers, and government agencies.

Taking over the reins of a family farm is more than a career move, it’s a legacy decision. 

Each July, Disability Pride Month serves as a global reminder to acknowledge, celebrate, and elevate the voices of people living with disability. At PKF, it’s an opportunity to reflect on how we nurture inclusivity and ensure every member of our team feels supported, understood, and empowered to thrive, exactly as they are.