Insights

Many Australians don't realise they may be able to access their super before they retire. In this article, Megan Mann explains how Transition to Retirement pensions work, the rules to be aware of, and why they can be a valuable planning tool in the years leading up to retirement. 

For many farming families, passing the farm to the next generation isn't the hard part; it's ensuring Mum and Dad remain financially secure afterwards. This article explores how Centrelink gifting rules can affect Age Pension eligibility and why planning ahead may open up more options. 

Why would anyone voluntarily take money out of super and put it straight back in? Megan Mann explains the strategy behind this seemingly backwards move and the tax and estate planning benefits it may create for the right person. 

The end of residential property borrowing through SMSFs marks a significant shift in Australia's investment landscape. Megan Mann examines what's changed, why it matters, and how investors can adapt their long-term wealth strategies with confidence. 

Is the fuel excise cut real relief for businesses, or just a brief pause in pressure? For many businesses, the real value lies not in the saving itself, but in how well they plan for what comes next.

There’s a common and costly misconception that when your superannuation is passed on to your children, it’s entirely tax-free. Unfortunately, that’s not true if your children are adults and considered non-dependents for tax purposes.

Understanding how death benefit tax works and how to reduce it is a crucial part of estate and retirement planning.

As retirement approaches, your superannuation becomes a strategic asset. Whether you're still working or ready to retire fully, understanding how to manage your super effectively can boost your income, reduce tax, and even benefit your family in the long run.