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Personal insolvency

Debt solutions for individuals

Often the decision to seek advice regarding bankruptcy is sought at a point when there are few options left available.

PKF’s experienced experts bring empathy, insight and professionalism to help guide individuals and their creditors through all types of personal insolvency. We work with all stakeholders to achieve the best possible outcome.


Contact an expert today


Bankruptcy is an insolvency procedure that is applied to an individual, not a company. This occurs when a person is unable to meet all their financial responsibilities. A Bankruptcy Trustee is appointed to realise the individual's assets for the benefit of the creditors.

Personal Insolvency agreement

A legally binding agreement which can provide a flexible way to settle debts and avoid bankruptcy.

Debt Agreement

Provides eligible individuals with an informal alternative to bankruptcy.

Confidential and professional support

Practical solutions for your personal situation

We understand the pressures that come with facing personal insolvency.

Our specialist teams’ personal approach provides compassion and understanding in an uncertain and challenging time for those facing financial difficulties.

We have a proven track record of delivering personal insolvency services that ensure practical solutions and the highest quality advice. Our goal is to make the process as easy as possible. 

Contact PKFs team of experts for a confidential conversation about your situation.

Meet our Business Recovery & Insolvency Specialists

Our insolvency experts have a proven track record of providing specialist recovery and insolvency solutions throughout Australia and have a national capability through the PKF Australia group of independent firms, that includes nine appointees and a team of over 50 dedicated recovery and insolvency people.